How do you buy groceries? Do you buy based on brand, what you know? Do you consider the price? Or do you have someone else handle it for you? Making An Investment While routine, groceries aren’t expensive. When we consider larger investments, however, the calculus changes. Most hesitate a bit when buying a new computer or tablet. We’d want to make sure the system meets our requirements and we’re not paying too much. Since they are a commodity item, you can shop around without difficulty. Buying a car or a house requires more time to be spent in the due diligence process. At some point it becomes less about “buying” and more about “making an investment”. Smart entrepreneurs consider their exit.[…]
Category: risk management
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Around this time of year, many of us are filing–or procrastinating about filing–our taxes. So you finally get around to filing your taxes, and your return is rejected because someone has already filed for that social security number. Uh-oh! What now? You know you haven’t filed your taxes already, and you’ve double checked your social security number to make sure you typed it in right. Then you find out your worst fear is true: someone else has already filed a tax return using your social security number – otherwise known as IRS Tax Return Fraud. Immediate Actions To Take There are three things you need to do as soon as you can: First, file a police report for identity theft.[…]
While the headlines are dominated with tales about recent breaches at Target, Neiman Marcus, and others, those businesses will survive. What about smaller companies? Turns out that just last year, two separate title and escrow companies have had to shut their doors after suffering cyber attacks. Leaked emails from a small regional bank resulted a successful theft of money from a client. And thieves are using the access that small accounting and financial management firms have to individual and corporate bank accounts to steal hundreds of thousands of dollars. What do these incidents all have in common? They are all financial industry firms. And they are all relatively small. Most of them neglected to provide even the minimum viable security[…]
As a small business owner, I often find myself having some of my most productive time on Friday afternoons. My clients have gone home for the weekend, my staff members are wrapping up their week’s work and completing their timesheets. I’ve got a few hours of time to myself to get things done. Dinner time rolls around and I’m inevitably the last one out of the office, shutting off the lights and locking the door behind me. What a lot of people don’t realize is that even once they’ve turned out those lights and locked that door, strangers might still be coming into their place of business. Network Connections Are Like Doors Just like a door, a network connection can[…]
Some people said it was the biggest startup to come out of Stanford since Google. After securing some seed funding from professors, and then raising $25 million in a party round, Clinkle was destined for greatness among startups. Clinkle was designed to become the payment service all of us could use to manage credit cards, banks, and cash from our smartphones. And yet, I’m guessing the majority of this blog’s readers have never heard of them. Why could that be? The rise comes before… Launched in 2011, Clinkle got a lot of hype. Big names like Richard Branson and Peter Thiel, and organizations like Intuit and Intel were among the investors. They were clearly excited about something. But Clinkle has[…]
Today’s reading brought me to another article by Brian Krebs about his continuing research into the breach at Target. The lengthy article points to some newly uncovered clues, and provides some conjecture as to how the breach may have been exercised. A part of it definitely caught my eye, because it is closely related to some of the work we get called on to do on a regular basis. That “Best1_user” account name seems an odd one for the attackers to have picked at random, but there is a better explanation: That username is the same one that gets installed with an IT management software suite called Performance Assurance for Microsoft Servers. This product, according to its maker — Houston, Texas base[…]